Commercial banks record interest income of Rs 64.76 billion in first four months of current FY

Commercial banks record interest income of Rs 64.76 billion in first four months of current FY
By Republica
Published: December 30, 2023 08:45 PM

KATHMANDU, Dec 30: Commercial banks have earned Rs 64.76 billion interest in four months of the current fiscal year (mid-July to mid-November).

This figure represents the combined interest income of 20 operational commercial banks during this period.

During the same period last year, commercial banks had earned Rs 63.82 billion as interest income. Interest income is the main source of income for banks. The amount is seen as a marginal increase compared to the same period of the previous fiscal year.

Global IME Bank leads with the highest interest income of Rs 6.21 billion, followed by Nabil Bank at Rs 5.48 billion and Nepal Investment Mega Bank at Rs 5.1 billion.

Similarly, Nepal Bank has earned interest income of Rs 2.8 billion till mid-November. Similarly, Rastriya Banijya Bank has earned Rs 3.31 billion, Standard Chartered Bank has earned Rs 1.82 billion, Himalayan Bank has earned Rs 4.1 billion and Nepal SBI Bank has earned Rs 1.82 billion interest income.

Everest Bank has earned Rs 2.48 billion, NIC Asia Bank has earned Rs 3.56 billion, Machhapuchhre Bank has earned Rs 1.72 billion, Kumari Bank has earned Rs 4.60 billion, Laxmi Sunrise Bank has earned Rs 3.82 billion, Siddhartha Bank has earned Rs 2.65 billion and Agricultural Development Bank Bank has earned Rs 2.96 billion as interest income.

In addition, Citizens Bank has earned Rs 1.99 billion, Prime Commercial Bank has earned Rs 2.62 billion, NMB Bank earned Rs 2.84 billion, Prabhu Bank earned Rs 2.81 billion and Sanima Bank has generated interest income of Rs 2.1 billion.

 

Request history8.2.19PHP Version8.42sRequest Duration6MBMemory UsageGET amp/news/{slug}Route
    • Booting (22.78ms)time
    • Application (8.39s)time
    • 1 x Application (99.73%)
      8.39s
      1 x Booting (0.27%)
      22.78ms
      1 templates were rendered
      • frontend.amp-detailamp-detail.blade.php#?blade
      uri
      GET amp/news/{slug}
      middleware
      web, mynews, kyc
      controller
      App\Http\Controllers\Frontend\News\NewsController@getBySlug
      namespace
      prefix
      where
      as
      news.slug
      file
      app/Http/Controllers/Frontend/News/NewsController.php:276-373
      10 statements were executed8.34s
      • NewsController.php#297republica12.15sselect `id`, `title`, `content`, `excerpt`, `permalink`, `pub_date`, `is_subscriber_only`, `is_subscriber_user`, `is_free`, `is_logged_in_user`, `content`, `caption`, `news_slug`, `exclusive_news` from `news` where `permalink` = 'commercial-banks-record-interest-income-of-rs-64-76-billion-in-first-four-months-of-current-fy' and `status` = 1 limit 1
        Bindings
        • 0: commercial-banks-record-interest-income-of-rs-64-76-billion-in-first-four-months-of-current-fy
        • 1: 1
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:297
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:291
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
      • NewsController.php#297republica1590μsselect `attachments`.`id`, `directory`, `file`, `news_has_attachments`.`news_id` as `pivot_news_id`, `news_has_attachments`.`attachment_id` as `pivot_attachment_id`, `news_has_attachments`.`created_at` as `pivot_created_at`, `news_has_attachments`.`updated_at` as `pivot_updated_at` from `attachments` inner join `news_has_attachments` on `attachments`.`id` = `news_has_attachments`.`attachment_id` where `news_has_attachments`.`is_featured_image` = '0' and `news_has_attachments`.`news_id` in (149879)
        Bindings
        • 0: 0
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:297
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:291
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
      • NewsController.php#297republica1540μsselect `categories`.`id`, `name`, `news_has_categories`.`news_id` as `pivot_news_id`, `news_has_categories`.`category_id` as `pivot_category_id`, `news_has_categories`.`created_at` as `pivot_created_at`, `news_has_categories`.`updated_at` as `pivot_updated_at` from `categories` inner join `news_has_categories` on `categories`.`id` = `news_has_categories`.`category_id` where `news_has_categories`.`news_id` in (149879)
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:297
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:291
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
      • NewsController.php#297republica1540μsselect `attachments`.`id`, `directory`, `file`, `news_has_attachments`.`news_id` as `pivot_news_id`, `news_has_attachments`.`attachment_id` as `pivot_attachment_id`, `news_has_attachments`.`created_at` as `pivot_created_at`, `news_has_attachments`.`updated_at` as `pivot_updated_at` from `attachments` inner join `news_has_attachments` on `attachments`.`id` = `news_has_attachments`.`attachment_id` where `news_has_attachments`.`is_featured_image` = '1' and `news_has_attachments`.`news_id` in (149879)
        Bindings
        • 0: 1
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:297
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:291
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
      • NewsController.php#297republica1560μsselect `authors`.`id`, `name`, `avatar`, `news_has_authors`.`news_id` as `pivot_news_id`, `news_has_authors`.`author_id` as `pivot_author_id`, `news_has_authors`.`created_at` as `pivot_created_at`, `news_has_authors`.`updated_at` as `pivot_updated_at` from `authors` inner join `news_has_authors` on `authors`.`id` = `news_has_authors`.`author_id` where `news_has_authors`.`news_id` in (149879)
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:297
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:291
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
      • NewsController.php#388republica15.37sselect `id`, `title`, `excerpt`, `permalink`, `pub_date`, `is_subscriber_only`, MATCH(title, excerpt) AGAINST ('Commercial banks record interest income of Rs 6476 billion in first four months of current FY' IN BOOLEAN MODE) as score from `news` where `id` != 149879 and `status` = 1 order by `score` desc, `pub_date` desc limit 6
        Bindings
        • 0: 149879
        • 1: 1
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:388
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:380
        • app/Http/Controllers/Frontend/News/NewsController.php:306
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • NewsController.php#388republica1900μsselect `attachments`.`id`, `directory`, `file`, `news_has_attachments`.`news_id` as `pivot_news_id`, `news_has_attachments`.`attachment_id` as `pivot_attachment_id`, `news_has_attachments`.`created_at` as `pivot_created_at`, `news_has_attachments`.`updated_at` as `pivot_updated_at` from `attachments` inner join `news_has_attachments` on `attachments`.`id` = `news_has_attachments`.`attachment_id` where `news_has_attachments`.`is_featured_image` = '0' and `news_has_attachments`.`news_id` in (44856, 127809, 133009, 137830, 147057, 150522)
        Bindings
        • 0: 0
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:388
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:380
        • app/Http/Controllers/Frontend/News/NewsController.php:306
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • NewsController.php#388republica1550μsselect `attachments`.`id`, `directory`, `file`, `news_has_attachments`.`news_id` as `pivot_news_id`, `news_has_attachments`.`attachment_id` as `pivot_attachment_id`, `news_has_attachments`.`created_at` as `pivot_created_at`, `news_has_attachments`.`updated_at` as `pivot_updated_at` from `attachments` inner join `news_has_attachments` on `attachments`.`id` = `news_has_attachments`.`attachment_id` where `news_has_attachments`.`is_featured_image` = '1' and `news_has_attachments`.`news_id` in (44856, 127809, 133009, 137830, 147057, 150522)
        Bindings
        • 0: 1
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:388
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:380
        • app/Http/Controllers/Frontend/News/NewsController.php:306
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • NewsController.php#416republica112.45msselect `id`, `title`, `excerpt`, `permalink`, `pub_date`, `is_subscriber_only`, `read_time`, `news_slug` from `news` where `pub_date` between '2025-04-28 03:29:47' and '2025-04-29 03:29:47' and `id` not in (149879) and `status` = 1 order by `view_count` desc limit 3
        Bindings
        • 0: 2025-04-28 03:29:47
        • 1: 2025-04-29 03:29:47
        • 2: 149879
        • 3: 1
        Backtrace
        • app/Http/Controllers/Frontend/News/NewsController.php:416
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:426
        • app/Http/Controllers/Frontend/News/NewsController.php:410
        • app/Http/Controllers/Frontend/News/NewsController.php:315
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • UpdateNewsVisitListener.php#27republica1806msupdate `news` set `view_count` = `view_count` + 1, `news`.`updated_at` = '2025-04-29 03:29:47' where `id` = 149879 and `status` = 1
        Bindings
        • 0: 2025-04-29 03:29:47
        • 1: 149879
        • 2: 1
        Backtrace
        • app/Listeners/UpdateNewsVisitListener.php:27
        • vendor/laravel/framework/src/Illuminate/Foundation/helpers.php:473
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:264
      App\Models\News
      7News.php#?
      App\Models\Attachment
      6Attachment.php#?
      App\Models\Category
      1Category.php#?
      App\Models\Author
      1Author.php#?
          _token
          4H1yVTiKWP7coeHbwZ9k8W5KHoD7Xr3rhVSA3ZxU
          subscriber_only_page
          https://newtest.myrepublica.com/amp/news/commercial-banks-record-interest-income-of-rs-64-76-billion...
          _previous
          array:1 [ "url" => "https://newtest.myrepublica.com/amp/news/commercial-banks-record-interest-inco...
          _flash
          array:2 [ "old" => [] "new" => [] ]
          path_info
          /amp/news/commercial-banks-record-interest-income-of-rs-64-76-billion-in-first-four-months-of-current-fy
          status_code
          200
          
          status_text
          OK
          format
          html
          content_type
          text/html; charset=UTF-8
          request_query
          []
          
          request_request
          []
          
          request_headers
          0 of 0
          array:24 [ "accept" => array:1 [ 0 => "text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.7" ] "user-agent" => array:1 [ 0 => "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" ] "upgrade-insecure-requests" => array:1 [ 0 => "1" ] "sec-ch-ua-platform" => array:1 [ 0 => ""Windows"" ] "sec-ch-ua-mobile" => array:1 [ 0 => "?0" ] "sec-ch-ua" => array:1 [ 0 => ""HeadlessChrome";v="129", "Not=A?Brand";v="8", "Chromium";v="129"" ] "cache-control" => array:1 [ 0 => "no-cache" ] "pragma" => array:1 [ 0 => "no-cache" ] "connection" => array:1 [ 0 => "Keep-Alive" ] "sec-fetch-mode" => array:1 [ 0 => "navigate" ] "cf-ipcountry" => array:1 [ 0 => "US" ] "cf-connecting-ip" => array:1 [ 0 => "3.147.103.159" ] "sec-fetch-user" => array:1 [ 0 => "?1" ] "sec-fetch-dest" => array:1 [ 0 => "document" ] "cf-visitor" => array:1 [ 0 => "{"scheme":"https"}" ] "priority" => array:1 [ 0 => "u=0, i" ] "cookie" => array:1 [ 0 => "XSRF-TOKEN=eyJpdiI6ImE0T3JVSENIRTlLOGs3YUg0L3JYWkE9PSIsInZhbHVlIjoieUZ2eXhZRml0enIza1NaYlFBQ21oZ3gxejFyMk83Q1pYempmMkJ4UHNhaTlkNjNkSWJVOFloS0c1QzJ1NmgxdkRmZHE1L0w4Z3E0VnI5aERTMjd0QmpFK0wvazBaYmF2RjIrSGc2TEZhRGlteEk4Szdhbkw1SFVKdDNWa1NUaWEiLCJtYWMiOiJkOWUyMWYxZmQwMTk1YTk0NWI1ZDVmNmRmNzUxNmE2MDM5NjhmM2MwZDA0ZTU0Mjg3ZmIxNmJiNTJlMTYzYTVhIiwidGFnIjoiIn0%3D; republica_session=eyJpdiI6InRZTW1pTnVSdW8vOG4vanAxMkhIS1E9PSIsInZhbHVlIjoiOXIzaGFsZ2RjZytkRTVFQVBqQzQybDZOa3pXaE5ELzdwMDllbXJRMlRwNklkZWtuQTc2MjVkYVhKNCtkbDFoSlB0ZStWaisvVzJHeEFFWXg0M2JnVUlwZEFOM1Ztb3hGSW9WdWxlNmxNNUhKR2pTRUYxT2JDcmE2K0lWREFBS2kiLCJtYWMiOiIyZTZkMjYzNGIxZWNmOWJmMzVkZGMzZWUwMWJlZWM5NmE0YWM5NmE2MmIyYmIyY2M0MzgzMTdjMjMyZjMwYzUxIiwidGFnIjoiIn0%3DXSRF-TOKEN=eyJpdiI6ImE0T3JVSENIRTlLOGs3YUg0L3JYWkE9PSIsInZhbHVlIjoieUZ2eXhZRml0enIza1NaYlFBQ21oZ3gxejFyMk83Q1pYempmMkJ4UHNhaTlkNjNkSWJVOFloS0c1QzJ1NmgxdkRmZHE1L" ] "x-forwarded-proto" => array:1 [ 0 => "https" ] "cdn-loop" => array:1 [ 0 => "cloudflare; loops=1" ] "accept-encoding" => array:1 [ 0 => "gzip, br" ] "sec-fetch-site" => array:1 [ 0 => "none" ] "host" => array:1 [ 0 => "newtest.myrepublica.com" ] "x-forwarded-for" => array:1 [ 0 => "3.147.103.159" ] "cf-ray" => array:1 [ 0 => "9379be015aed62d0-ORD" ] ]
          request_cookies
          0 of 0
          array:2 [ "XSRF-TOKEN" => "4H1yVTiKWP7coeHbwZ9k8W5KHoD7Xr3rhVSA3ZxU" "republica_session" => "hvTJOe2lqnaF94HUnPnsaqkl9C4zBPT5OvpvPvuf" ]
          response_headers
          0 of 0
          array:5 [ "content-type" => array:1 [ 0 => "text/html; charset=UTF-8" ] "cache-control" => array:1 [ 0 => "no-cache, private" ] "date" => array:1 [ 0 => "Mon, 28 Apr 2025 21:44:48 GMT" ] "set-cookie" => array:2 [ 0 => "XSRF-TOKEN=eyJpdiI6IkUxTk1HU29UTjExOExqNXVHVEc2T2c9PSIsInZhbHVlIjoiVE9PdHljVTBXMHFBUlM3V2xveXljekRGWm1ETGx0WkQ0a1Z0MjRPUk4wUEZNNWE3WUEwTUdvYi9LSjdibVJZWEdVWC94MWRNdHMrZW51RUNFVHQvSllYQVh6SDZnTUMxY2ZBQmVoWXpMcVFEK3JNdWJSSDFVdWVQVUFKWEtnd3oiLCJtYWMiOiIwMzU3ZjczMDllZGUzMjU5NWVmOTk1NDI5ZWFhM2I2MWUzNWY2YjUwY2VjMjQ0N2Q5NjlkZWQ0ZTJiYzY2NTdkIiwidGFnIjoiIn0%3D; expires=Tue, 28 Apr 2026 21:44:48 GMT; Max-Age=31536000; path=/; secure; samesite=laxXSRF-TOKEN=eyJpdiI6IkUxTk1HU29UTjExOExqNXVHVEc2T2c9PSIsInZhbHVlIjoiVE9PdHljVTBXMHFBUlM3V2xveXljekRGWm1ETGx0WkQ0a1Z0MjRPUk4wUEZNNWE3WUEwTUdvYi9LSjdibVJZWEdVWC94M" 1 => "republica_session=eyJpdiI6IithdndwS0ZVS1gvZ2U1eTJYVGtrTnc9PSIsInZhbHVlIjoiTWVMNjVFMG41bGpSSHBPQjVQSndmbW5kNGl0VHQvcTBzcUdjUVRRdlQ4WUVucktCYklRNlhsc0JSMG9rNFBuL3JuRFJJNmNnVk5HRW4wTlFCV3VvcjJCSnUyalBQUzJiTFJQNWk0SnBjbmplN0RmL1ZjekU0T2JFck02MndxeGwiLCJtYWMiOiIwNDQ2OGRiOWRkNDk5MjdhY2I4YTA2MzdlYjIzOWVjZGViY2M1OWYyNmJmM2RmMzZiNjMyODkzMTA4ZGY1YThlIiwidGFnIjoiIn0%3D; expires=Tue, 28 Apr 2026 21:44:48 GMT; Max-Age=31536000; path=/; secure; httponly; samesite=laxrepublica_session=eyJpdiI6IithdndwS0ZVS1gvZ2U1eTJYVGtrTnc9PSIsInZhbHVlIjoiTWVMNjVFMG41bGpSSHBPQjVQSndmbW5kNGl0VHQvcTBzcUdjUVRRdlQ4WUVucktCYklRNlhsc0JSMG9rNFBuL3" ] "Set-Cookie" => array:2 [ 0 => "XSRF-TOKEN=eyJpdiI6IkUxTk1HU29UTjExOExqNXVHVEc2T2c9PSIsInZhbHVlIjoiVE9PdHljVTBXMHFBUlM3V2xveXljekRGWm1ETGx0WkQ0a1Z0MjRPUk4wUEZNNWE3WUEwTUdvYi9LSjdibVJZWEdVWC94MWRNdHMrZW51RUNFVHQvSllYQVh6SDZnTUMxY2ZBQmVoWXpMcVFEK3JNdWJSSDFVdWVQVUFKWEtnd3oiLCJtYWMiOiIwMzU3ZjczMDllZGUzMjU5NWVmOTk1NDI5ZWFhM2I2MWUzNWY2YjUwY2VjMjQ0N2Q5NjlkZWQ0ZTJiYzY2NTdkIiwidGFnIjoiIn0%3D; expires=Tue, 28-Apr-2026 21:44:48 GMT; path=/; secureXSRF-TOKEN=eyJpdiI6IkUxTk1HU29UTjExOExqNXVHVEc2T2c9PSIsInZhbHVlIjoiVE9PdHljVTBXMHFBUlM3V2xveXljekRGWm1ETGx0WkQ0a1Z0MjRPUk4wUEZNNWE3WUEwTUdvYi9LSjdibVJZWEdVWC94M" 1 => "republica_session=eyJpdiI6IithdndwS0ZVS1gvZ2U1eTJYVGtrTnc9PSIsInZhbHVlIjoiTWVMNjVFMG41bGpSSHBPQjVQSndmbW5kNGl0VHQvcTBzcUdjUVRRdlQ4WUVucktCYklRNlhsc0JSMG9rNFBuL3JuRFJJNmNnVk5HRW4wTlFCV3VvcjJCSnUyalBQUzJiTFJQNWk0SnBjbmplN0RmL1ZjekU0T2JFck02MndxeGwiLCJtYWMiOiIwNDQ2OGRiOWRkNDk5MjdhY2I4YTA2MzdlYjIzOWVjZGViY2M1OWYyNmJmM2RmMzZiNjMyODkzMTA4ZGY1YThlIiwidGFnIjoiIn0%3D; expires=Tue, 28-Apr-2026 21:44:48 GMT; path=/; secure; httponlyrepublica_session=eyJpdiI6IithdndwS0ZVS1gvZ2U1eTJYVGtrTnc9PSIsInZhbHVlIjoiTWVMNjVFMG41bGpSSHBPQjVQSndmbW5kNGl0VHQvcTBzcUdjUVRRdlQ4WUVucktCYklRNlhsc0JSMG9rNFBuL3" ] ]
          session_attributes
          0 of 0
          array:4 [ "_token" => "4H1yVTiKWP7coeHbwZ9k8W5KHoD7Xr3rhVSA3ZxU" "subscriber_only_page" => "https://newtest.myrepublica.com/amp/news/commercial-banks-record-interest-income-of-rs-64-76-billion-in-first-four-months-of-current-fy" "_previous" => array:1 [ "url" => "https://newtest.myrepublica.com/amp/news/commercial-banks-record-interest-income-of-rs-64-76-billion-in-first-four-months-of-current-fy" ] "_flash" => array:2 [ "old" => [] "new" => [] ] ]
          ClearShow all
          Date ↕MethodURLData
          #12025-04-29 03:29:48GET/amp/news/commercial-banks-record-interest-income-of-rs-64-76-billion-in-first-four-months-of-current-fy11015